Amazon Payments, Inc.

Amazon is seeking an innovative and results-driven financial services compliance professional to support the compliance program for Amazon Payments, Inc. (API), a FinCEN registered money service business operating in multiple US states as a licensed money transmitter. This role will focus on the further development of the API Compliance Program given current and future business products and services.Key job responsibilitiesAs a Compliance Manager within the 2nd line North America Compliance Office, you'll be instrumental in ensuring regulatory compliance for API, with a primary focus on financial crimes compliance. This role requires a resilient compliance professional who thrives in a dynamic, high-growth environment and can translate complex regulatory requirements into practical, innovative solutions.Key Responsibilities:• Lead the development and implementation of API's compliance strategy, ensuring alignment with legal and regulatory requirements • Provide guidance on AML/CFT compliance matters to cross-functional teams • Conduct comprehensive AML/CFT risk assessments and develop mitigation strategies• Spearhead the creation, documentation, and maintenance of robust compliance policies and procedures • Review, challenge, and approve risk records, policy breaches, and escalation matters • Prepare insightful reports for internal governance committees, highlighting key trends and recommendations• Support examination and external audit processes, ensuring organizational readiness and effective presentation of compliance controls • Monitor regulatory changes and emerging risks, proactively communicating developments to stakeholders • Champion customer-centric compliance solutions that balance regulatory requirements with business objectives • Drive innovation in compliance processes, leveraging data analytics and technology to enhance efficiency and effectivenessAbout the teamJoin our ambitious North America Compliance team, where we view compliance as a strategic enabler for Amazon's growth. We're passionate about innovation, collaboration, and maintaining the highest standards of integrity. Our team thrives on intellectual debate and is committed to upholding Amazon's core values in everything we do.BASIC QUALIFICATIONS- 4+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience- Bachelor's degree or equivalent- Deep understanding of AML/BSA and Money Transmission regulations, including the Bank Secrecy Act, NYDFS Part 504, Anti-Money Laundering Act of 2020, and FinCEN's National AML/CFT Priorities ...

Digital Payments off Amazon is a very large opportunity for us. Growing at 12% YoY, it is estimated that global ecommerce spend will exceed $15T in 2027, and digital wallet usage will constitute more than 50% of global ecommerce spend by 2025. Amazon Pay (APay) is our product in this space, and we feel we can provide compelling customer experience. There are unmet merchant and customer needs that we are best positioned to address – merchants need increased conversion, sales, and profits. Buyers want consistent access to payment methods they’d like to use, and better financing.We have, and are building, the primitives across Amazon Payments to address these needs better for our customers. For merchants our plan is to build a no-friction, competitively priced APay, which enables industry leading conversion lift with Alternate Payment Methods (APM) and Buy with Prime (BwP). For buyers we are building Amazon proprietary payment methods (Amazon Store Card, Amazon Gift Card), and industry leading installment rates.As the Principal Technical Program Manager for APay, you will play an important role in bridging the engineering and product teams to shape and enhance our payment systems to deliver an unparalleled personalized and rewarding experience for our customers. As a member of the APay Tech leadership team, you will contribute innovative ideas and refine our strategic direction, and processes. Your responsibilities will span from fostering strong partnerships with cross-functional teams across Amazon to envisioning and ensuring effective roadmap planning and execution at APay.A day in the lifeAmazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan.If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!BASIC QUALIFICATIONS- 7+ years of technical product or program management experience- 10+ years of working directly with engineering teams experience- 5+ years of software development experience- Experience managing programs across cross functional teams, building processes and coordinating release schedules ...

Amazon Currency Converter (ACC) is part of Amazon Payment Products, a fast-growing business with new product launches and market-leading features which improve customers' payment experience on Amazon. ACC offers products for buyers (ACCB: Amazon Currency Converter for Buyers) and Sellers (ACCS: Amazon Currency Converter for Sellers, Seller Wallet). ACCB provides global Amazon buyers seamless payment solution for purchases on Amazon worldwide. ACCS and Seller Wallet provide global Amazon sellers a secure and convenient way to receive their revenue from selling on Amazon worldwide. The ACC Marketing team is looking for a self-motivated and experienced Product Marketing Manager. The scope of role includes formulating marketing strategies, managing marketing roadmap, driving high-quality conversions across a vast array of campaigns for our global customers and Sellers and developing scalable mechanism through Marketing automation. You will work cross-functionally to drive product adoption and retention by communicating effectively with stakeholders in different teams and job categories; Product, Design, Business Intelligence, Sales, Tech, Finance, Legal and so on. This requires deep understanding of customers, business, products, levers for success, ability to deliver results, and skills to handle conflicting priorities.The ideal candidate is a self-starter who is comfortable dealing with ambiguity, making metrics and data driven decisions with taking risks, and has a strong desire to learn and lead in a fast-paced environment. You are able to think strategically, look at the business analytically, and implement flawlessly. We are eagerly pursuing innovations on payment experience for Amazon buyers and Sellers. If you're excited by delivering innovative experience and working with variety of stakeholders in a fast-paced environment to delight our customers worldwide, this is the perfect opportunity for you.Key job responsibilities• Develop and execute online marketing strategy for driving product adoption and customer retention.• Align strategy with cross functional stakeholders and business leaders.• Create, review and raise quality of marketing materials such as email, website, and banner contents. • Develop new metrics and targeting logic, and implement automated process for customer targeting. • Leverage a variety of channels and tools (e.g. email, website, social, video) to effectively communicate with the right target audiences.• Analyze qualitative and quantitative data for insights.• Document plan, performances and test results. • Drive marketing automation, process standardization and collaboration with stakeholders.BASIC QUALIFICATIONS- 4+ years of professional non-internship marketing experience- Experience using data and metrics to drive improvements- Experience with Excel or Tableau (data manipulation, macros, charts and pivot tables)- Experience building, executing and scaling cross-functional programs or marketing campaigns from concept to completion- Experience managing and measuring marketing performance in various channels ...

Amazon Pay’s mission is to provide Amazon customers a superior paying experience anywhere they shop. Our objective is to make Amazon Pay a ubiquitous payment option for customers. Amazon Pay is now available in 18 countries, allowing buyers to leverage Amazon’s trusted, convenient, and rewarding wallet for third party purchase experiences online.This is a critical role to manage key partnership tracks for Amazon Pay as we scale to a 10x business and reach millions of stores over the next 5 years. We will achieve this through growth through integrating with payment service providers (PSP) and revamping our partnerships with Top 10 e-commerce solution providers (CSPs). The ideal candidate is a problem solver, effective communicator with cross functional expertise thriving in a dynamic, evolving and fast paced environment.The candidate will have opportunity to own key partnership relations and programs responsible for broader customer and business impact. The ideal candidate needs to possess acute business judgement, with a track record of strong project delivery, client management (financial and business) and relationship management along with deep analytical acumen. This role will partner with global stakeholders and SMEs to organize and execute partner specific plans. The ideal candidate will have deep dive skills and customer obsession to have a great understanding of Amazon pay PSP/cPSP Experience and bias for action to use actionable insights to drive changes.Key job responsibilities• Organize for maximizing opportunities across Amazon Pay partners by partner interactions, internal performance monitoring, industry updates and cross functionally working with internal Amazon Pay stakeholders to identify gaps.• Develop project plans, and process control mechanism to manage projects that drive significant business impact, ranging from strategic alternatives assessments to low hanging opportunities • Monitor and review key metrics and provide recommendations for course correction/investments for different partners• Build programmatic frameworks to benchmark partner performance for business growth- collaborate with BD, compliance, business and product teams on a day-to-day basis internally and client externally to raise bar on delivery.A day in the lifeAmazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan.If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!BASIC QUALIFICATIONS- The ideal candidate is a motivated self-starter who can independently work in a fast paced environment . He or she must be a fast learner, who can quickly absorb the nuances of Amazon's varied payment offerings as well as the behavior of Amazon's internal systems. The candidate must have superior verbal and written communication skills.- 5+ years of program and client management experience in payments/fintech with understanding of dealing with geographically vast and diverse network.- Experience executing/delivering programs, building processes and managing cross-functional groups to orchestrate and successfully complete deals.- Experience influencing internal and external stakeholders.- Strong data acumen with ability to identify trends and draw recommendations. ...

At Amazon, we're pioneering new frontiers across industries. As a Compliance Manager on our growing Amazon Payments, Inc. (API) team, you'll ensure our payments propositions adhere to the highest regulatory standards.In this role, you'll provide expert regulatory oversight and guidance on new and existing products, services, and initiatives. You'll work cross-functionally to develop sustainable, compliant solutions that delight customers.Whether analyzing emerging regulations, designing control frameworks, or training the business, your work will be crucial to maintaining trust in the Amazon brand. You'll be empowered to think creatively, challenge the status quo, and implement cutting-edge compliance strategies.If you're a compliance professional ready to make a real impact, we want you on our team. Apply today and let's build the future together.Key job responsibilities• Ensure API's payment activities and operations comply with all legal and regulatory requirements• Advise on regulatory requirements and develop compliance controls for new business initiatives• Develop, document, and maintain compliance policies and procedures• Deliver compliance awareness and training to the business• Prepare metrics and updates for internal governance committees, submit periodic activity reports to external regulators• Collaborate with stakeholders to respond to auditor, examiner and regulator inquiries, manage regulatory examinations and post-exam activities• Work with Amazon teams to acquire, maintain and renew money transmitter licenses and meet regulatory obligations• Review regulatory complaints and prepare response letters to customers• Exercise judgment using risk-based approach to drive results• Analyze processes for opportunities to innovate and improve• Monitor regulatory changes and emerging risks, communicate key developments to stakeholders and support regulatory change implementationA day in the life• Interact with employees at various levels to collect and communicate information• Serve as the point of contact and liaise with regulators, audit teams, bank partners, and vendors/third-party service providers• Prepare reports and work on change initiativesAbout the teamThe Amazon Risk and Compliance Services team supports our Amazon Payments businesses around the world. We are seeking an experienced subject matter expert and team player who can apply broad risk and compliance knowledge to challenging and complex initiatives. The Licensing Compliance Manager (L5) will be part of the North America Regulatory Engagement Team that heading the regulatory engagement and supports the licensing, exam and regulatory reporting for Amazon businesses. BASIC QUALIFICATIONS- 5+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience- Bachelor's degree or equivalent- Experience in program requirements definition, together with data and metrics leveraging to drive improvements- Good understanding of AML/BSA and Money Transmission regulations, including license management, regulatory reporting, complaint handling, safeguarding, and operational resilience- Exceptional written and verbal communication skills, able to translate complex issues for technical and non-technical audiences- Team player with ability to work closely with others to deliver results, identify and resolve issues, and share information- Willingness to learn new skills and become an SME on new requirements- Ability to work independently, exercise sound judgment, problem-solving, multi-tasking and calibrate priorities with minimal supervision- Capability to challenge the status-quo and drive for results in ambiguous, fast-paced environments ...

The US and WW Finance partner will be a key member of the WW Amazon Pay Finance team expected to primarily cover the whole US business and additionally across other geos (US, EU, JP), supporting current and new activities through strong finance support to Global Amazon Pay businesses partners and teams (Go To Market, Sales, Account Management, Products and Marketing, etc …).The right candidate will be self-motivated, have strong business judgment, considerable financial acumen and keen to work in an environment that offers opportunity to (re)implement and (re)think every process as per Amazon Day 1 DNA. This role requires the ability to interact and collaborate with cross-functional teams including sales, client account management, program management/GTM (Go To Market), integration and marketing. The candidate must be able to balance challenging priorities, meet tight deadlines and provide insights and recommendations backed by data driven analysis. This role will also work with other functional stakeholders such as accounting, legal, and compliance to manage risk and ensure processes result in compliance.Given this new business launch we, Amazon Pay Finance team, are supporting the business teams in one of the biggest business model change happening within whole Amazon which by definition creates lot of great opportunities, reporting and analysis implementation and improvements, leader visibility and challenges to implement from scrap many processes, revamp business/financial modeling and think everyday truly as Day 1.Key job responsibilities• Work closely with business partners and teams to deliver insightful recommendations to achieve financial goals and drive success• Support deal desk in US and contribute to the deals and negotiations approval process by providing profitability analysis and pricing guidance to teams• Implement a strong controllership environment and improve controls over operational and financial metrics (P&L)• Top to bottom P&L ownership, driving profitable volume growth and OPEX optimization• Identify opportunities to improve, scale, or simplify finance tools and processes across teams and organizations by bringing automation for models and reporting• Support and contribute to recurring activities such as Month End Close, xBRs and Planning cycles (5YP/OP1/OP2/Guidances) • Use solid financial knowledge and business acumen to create financial models to support the team in their business decisions: deal approving, business development, partnership negotiationsAbout the teamAmazon Pay Finance team is WW structured with team members being spread across the world (EU/US/JP). We support Amazon Pay business which is Amazon's externally-facing payment solution for merchants, facilitating payment transactions between Amazon customers and (external) merchants. Amazon Pay Finance sits within Amazon Payments (AP) which is responsible for building, maintaining and ensuring the security of the Payments platform used across all of Amazon’s Consumer organization (excluding India) and enabling it to be used more broadly across other parts of Amazon. BASIC QUALIFICATIONS- 5+ years of tax, finance or a related analytical field experience- Bachelor's degree in finance, accounting, business, economics, or a related analytical field ...